If you are disabled, you may be eligible to apply for disability benefits. Although the application process is relatively straightforward, it still may be worth hiring a Santa Clara ERISA lawyer if you happen to be based in Santa Clara to help. Typically, people who apply with the help of a lawyer have a better chance of getting approved for benefits.
Social Security Disability Insurance (SSDI) benefits are available to anyone who paid Social Security taxes into the system for a long enough period of time. Even if you haven’t held down a job long enough to qualify for SSDI, there is a chance that you could be eligible for Supplemental Security Income (SSI). In order to qualify, you can’t make more than a certain amount of money, you have to be blind, elderly, or disabled, and you can’t own more than a certain amount of assets.
The process of applying for benefits involves filling out an application form. For a convenient option, you can fill out an application form directly through the Internet. If you prefer, you can also call the SSA and set up a time to fill out the application by phone or in person at a local Social Security Administration office.
Filling out the form on your own may be challenging. If you are unable to do it yourself, you can have a representative that you authorize fill it out on your behalf. If you want, you can designate a friend or relative as your representative so that they can fill out the form for you.
Alternatively, you can work with a disability lawyer. In most cases, people who apply with the help of a lawyer are more likely to get approved for benefits than people who don’t.
One of the biggest concerns that most people have about working with a lawyer is trying to figure out how to pay them. The good news is, you don’t have to pay them up front. Instead, they take their fee out of the back payments that you get from Social Security. Regardless of how much you are owed in back payments, the total amount your lawyer charges can’t exceed $6,000. Although this is a large expense, it is often justified since a lawyer can significantly improve your chances of getting approved for benefits.
If you are getting ready to apply for SSDI or SSI benefits, it is well worth considering hiring a qualified lawyer to help you through the application process.